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Money Management Curriculum

Money Management Curriculum

The objective of the money management curriculum is to help students understand their financial standing and create a plan that will help them succeed in improving their financial future.  There are eight modules in the money management curriculum and each module addresses a topic that will help students take control of their finances.

The modules can be presented in an eight week teaching series, each module could be a standalone presentation if we don’t take into account the overlying objective of creating a financial plan as well. The presentation of the modules can be between 1-2 hours, depending on how interactive you are with your audience, and the amount of examples that you incorporate.

Below are Power Point files and teaching notes with handouts and resources for each module.

Teaching Note Overview

MM1 - Record Keeping and Cash Flows ppt

MM1 - Teaching Notes and Resources

MM2 - Loans and Credit Cards ppt

MM2 - Teaching Notes and Resources

MM3 - Applying for a Loan ppt

MM3 - Teaching Notes and Resources

MM4 - Credit Scores ppt

MM4 - Teaching Notes and Resources

MM5 - Savings and Budgeting ppt

MM5 - Teaching Notes and Resources

MM6 - Personal Finance Building a Better Cash Flow ppt

MM6 - Teaching Notes and Resources

MM7 - Creating Your Financial Plan ppt

MM7 - Teaching Notes and Resources

MM8 - Presentation of Financial Plans ppt

MM8 - Teaching Notes and Resources

Project Team:

  • Ruby Ward, Professor, Utah State University
  • Trent Teegerstrom, Associate Director of Tribal Extension, University of Arizona
  • Karli Salisbury, Research Associate, Utah State University
  • Kynda Curtis, Professor, Utah State University
  • Staci Emm, Extension Educator and Professor, University of Nevada Reno
  • Carol Bishop, Extension Education and Associate Professor, University of Nevada Reno



Each university is an affirmative action/equal opportunity


Acknowledgments: Vicki Hebb, reviewing content, and Russ Tronstad and Stuart Nakamoto, content.


This material is based upon work that is supported by the National Institute of Food and Agriculture, U.S. Department of Agriculture, under award number 2013-38640-22175 through the Western Sustainable Agriculture Research and Education program under subaward number EW14-017.  USDA is an equal opportunity employer and service provider. Any opinions, findings, conclusions, or recommendations expressed in this publication are those of the author(s) and do not necessarily reflect the view of the U.S. Department of Agriculture.

Utah State University Extension Risk Management Agency
Diversified Agriculture Consortium